What is Included In a Private Health Insurance Plan?

Red umbrella protecting a white heart with a red medical cross, symbolizing health insurance coverage

Private health insurance in Germany, known as Private Krankenversicherung or PKV, offers individually tailored coverage. Benefits and limits are defined by the tariff selected at the time of contract, not by a standardized benefits catalog like statutory health insurance. Guaranteed contract benefits are a central feature of private coverage. Once benefits are agreed upon in …

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